Terms and Conditions

• For information about the rates, fees, other costs, and benefits associated with the use of the card, or to apply, click on the "Apply Now" link below and refer to the disclosure accompanying the online credit card application. This credit card program is issued and administered by FIA Card Services, N.A.
• One free night based on a 15,000-point per night redemption at a category one (1) hotel. Refer to goldpoints plus^SM hotel point level for category details.
• A free night may require more points at certain hotels.
• Apply between February 22, 2008 and June 30, 2008 and use it to make a qualifying net retail transaction that posts within 90 days of the account open date.
• Please allow 4-6 weeks after the qualifying transaction(s) post for the points to be deposited into your goldpoints plus^SM account.
• You must maintain a United States address (including U.S. territories) to have a goldpoints plus Visa card account.